Hard Times and Health Insurance

Staying Covered When You Lose Your Job

Author/Editor: Peter Newell and Mark Scherzer, Esq.

In response to the growing number of New Yorkers who risked losing health insurance coverage in the 2008-2009 troubled economy, this guide--the first to help New Yorkers understand how to benefit from the COBRA premium assistance enacted in early 2009--presents practical advice on state and federal protections, and how to exercise them. (Updated 6/1/09)

While the program providing federal subsidies for COBRA coverage has expired, COBRA remains a valuable employee benefit, and there are many state programs to help New Yorkers who lose emploer-sponsoired coverage.

For updates from April and March 2010 and December 2009, download the additional files below.

Read the related press release about the guide.

Copyright: 2009
Published: 03.03.2009

Downloads:

• Hard Times and Health Insurance (470KB)
• Update December 2009 (22KB)
• Update March 2010 (11KB)
• Update April 2010 (450KB)