Private Insurance Market: News
United Hospital Fund Report Examines Whether New York's Health Benefit Exchange Should Be a Passive Clearinghouse or an Active Purchaser
A new report from the United Hospital Fund carefully examines the roles New York’s health benefit exchange should play, ranging from a passive marketplace, with the free market alone determining the quantity and scope of offerings, to an active purchaser, with the exchange using its leverage to achieve one or more systemwide goals.
United Hospital Fund Report Examines Mergers of Individual and Small Group Insurance Markets and of Health Benefit Exchanges
This Fund report focuses on two discretionary decisions for New York involving mergers: first, combining individual and small business health benefit exchanges, and second, merging the individual and Small Group markets.
United Hospital Fund Analysis Finds That, in 2009, Health Plan Profits Bounced Back after Three Years of Declines
Total premiums paid by government, individuals, and businesses for public and private insurance coverage approached $50 billion in 2009, a 7.5 percent increase over the previous year. And commercial health plans posted gains of $921.7 million in 2009—a 25 percent increase over 2008. These are among the findings in the third installment of the Fund’s Big Picture.
United Hospital Fund Report Weighs Options New York Faces in Implementing Health Insurance Exchange
This United Hospital Fund report examines New York state’s options related to the health insurance exchange that is required by federal health reform.
Jim Tallon: Truth-Telling Time
It's time to tell the truth about the Affordable Care Act—and about the consequences of inaction.
Collaboration among Payers Presents Opportunities for Health Care Reform, but Challenges Remain
A new report from the United Hospital Fund assesses the opportunities and challenges for multipayer collaborations to be critical agents of reform in health care delivery.
Benefit of COBRA Premium Subsidies Tallied; Program Expiration Has Important Implications
As Congress continues to debate whether to revive COBRA health insurance premium subsidies for laid-off workers, a Fund analysis of a new federal study indicates that the program brought significant benefits to New York State workers and their families.
New High-Risk Pool Requirement Poses First Reform Challenge for New York
New York State, which requires health plans to accept all New Yorkers for coverage, regardless of health status, is now facing the first major implementation challenge of the new health reform legislation—establishment of a temporary high-risk pool. A Fund roundtable examines the implications.
United Hospital Fund Analysis Finds That Most Health Plans Reported Profits, But Smaller Ones, in 2008
Most commercial health plans weathered the onset of our national recession to maintain profitability in 2008, according to this report.
United Hospital Fund Report Charts Impact of Cost Sharing on Group Premiums and Individual Out-of-Pocket Costs
This Fund report examines the impact of cost sharing—deductibles, copayments, and coinsurance—on group health insurance premiums in New York, and the resulting out-of-pocket costs for enrollees
United Hospital Fund Spells Out How the New COBRA Subsidy Extension Provides Important Relief to New Yorkers
With new legislation extending the federal COBRA premium subsidy program, the United Hospital Fund explains how and for whom this extension provides relief.
United Hospital Fund Report Presents an Unprecedented Portrait of New York's Insurance Markets
This report provides the first comprehensive analysis of New York’s commercial and self-funded health insurance markets, and public managed care markets for children and for Medicaid and Medicare recipients. Because there is wide disparity across the nation in how insurance works, an understanding of insurance in New York is especially critical as federal health reform may support or complicate the state’s efforts to date.
United Hospital Fund Publishes the First Comprehensive Guide for New Yorkers on the New COBRA Rules and Subsidies
Hard Times and Health Insurance: Staying Covered When You Lose Your Job presents practical advice on state and federal protections, and how to exercise them.
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