Health Insurance Data and Analysis | Archived

 
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Uninsured Overwhelmingly Workers

The uninsured in New York State, as throughout the U.S., are overwhelmingly from working families: nearly three in four are workers or dependents of workers.

New York's Uninsured: Latest Trends

  • Roughly 1.4 million of 2.2 million uninsured nonelderly New Yorkers live in households with family income no greater than 200 percent of the Federal Poverty Level (FPL)—for a family of four, $44,100 (2009 data).
  • Coverage patterns vary in New York City and in the rest of the state.  Nonelderly residents outside of New York City are more likely to have employer-sponsored insurance (68.5 vs. 50.7 percent) and are less likely to have public coverage (15.7 vs. 28.8 percent) or be uninsured (10.7 vs. 15.7 percent) (2009 data).
  • An estimated 768,000 nonelderly uninsured New Yorkers--35.5 percent of the State's uninsured--are eligible for an existing public health insurance program (2009 data).
  • Between 2008 and 2009, the non-elderly in New York State experienced a decline in the rate of employer-sponsored coverage (a drop of 1.4 percent) and an increase in the proportion with public coverage (an increase of 1.3 percent). Because these trends largely offset each other, the share of non-elderly people without coverage remained virtually unchanged during this period. 

Health insurance data and analysis are the cornerstones of the Health Insurance Project's work. By providing timely data on the uninsured and their characteristics, the Fund helps policymakers craft targeted strategies to expand and maintain coverage. The enactment of federal health care reform is a major focus of the Fund's activities, with ongoing attention to the implications of new federal laws and regulations.

Understanding just who the uninsured are is a key step to remedying their lack of coverage.  In New York City, 1.2 million residents under age 65 (15.7 percent) lack coverage, part of the 2.2 million uninsured nonelderly statewide (roughly 13 percent) (2009 data).  New York State's uninsured are largely working adults and their dependents, and most are from low-income families. Many of these individuals will be eligible for new federal subsidies through the health benefit exchange to offset the cost of premiums and cost-sharing provisions in their coverage.

Each year, the Fund’s health insurance coverage chartbook provides updated, detailed data on health insurance coverage and trends, as well as an invaluable snapshot of the uninsured in New York.  In September 2011, the Fund released Health Insurance Coverage in New York, 2009.